Terms of Use

1. Agreement to Terms

By accessing or using Etiti's services, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing our services.

2. Account Registration

To use Etiti services, you must:

• Be at least 18 years old or the age of majority in your jurisdiction
• Provide accurate, current, and complete information during registration
• Maintain the security of your account credentials
• Complete identity verification as required by applicable regulations
• Notify us immediately of any unauthorized access to your account

3. Permitted Use

You agree to use Etiti services only for:

• Legitimate business or personal payment transactions
• Cross-border money transfers in compliance with all applicable laws
• Managing international payroll and business expenses
• Currency conversion and multi-currency account management

4. Prohibited Activities

You may not use Etiti services to:

• Engage in money laundering, terrorist financing, or fraud
• Send or receive payments for illegal goods or services
• Violate any applicable laws, regulations, or third-party rights
• Impersonate any person or entity
• Transmit viruses, malware, or other harmful code
• Attempt to gain unauthorized access to our systems

5. Fees and Charges

Etiti charges fees for certain services as disclosed on our website and in your account dashboard. We reserve the right to modify our fee structure with 30 days notice. You are responsible for all applicable taxes related to your use of our services.

6. Account Suspension and Termination

We reserve the right to suspend or terminate your account if you violate these terms, engage in suspicious activity, or for any reason required by law. Upon termination, we will return your funds in accordance with applicable regulations, minus any fees owed.

7. Limitation of Liability

Etiti shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use or inability to use our services. Our total liability shall not exceed the amount of fees you paid to us in the 12 months preceding the claim.

8. Intellectual Property

All content, features, and functionality of Etiti services are owned by Etiti and protected by international copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or create derivative works without our express written permission.

9. Changes to Terms

We may update these Terms of Use from time to time. We will notify you of material changes via email or through our platform. Your continued use of Etiti services after such changes constitutes acceptance of the new terms.

10. Contact Information

If you have questions about these Terms of Use, please contact us at legal@etiti.com or visit our Contact page.